prologue

Chapter 6 - Skeletons in the Country Club

"You can't do that!" Janice shrieked, slamming both fists onto the table. "Gerald is your son! Your only living son! You cannot cast him aside for a daughter-in-law and a child!"

"I am not casting him aside because of Eleanor or Fiona," Agnes said, her voice chillingly calm. "I am casting him aside because of who he has become. Because he allowed you to turn our family into a den of vultures. And because he has been lying to me for over a decade."

Arthur Vance opened a secondary, black binder. This one was noticeably thicker than the others, stuffed with bank statements, mortgage liens, and court filings.

"Gerald," Vance said, his tone shifting from professional detachment to absolute disgust. "Did you really think we wouldn't notice the second mortgage on the Crestview property?"

Gerald flinched as if he had been struck with a whip.

"What second mortgage?" Janice turned to her husband, her eyes bulging. "Gerald, what is he talking about? The Crestview commercial building is paid off! That’s where our quarterly distributions come from!"

Gerald didn't look at his wife. He kept his head down, staring at his trembling fingers.

"The Crestview commercial building," Vance explained to the room, "was leveraged for two point four million dollars three years ago. Gerald took out the loan using a fraudulent power of attorney, claiming Agnes had authorized him to borrow against the property. And where did that money go, Janice? Did it go into family maintenance? Did it go into Fiona's college fund?"

Vance slid a spreadsheet across the table.

"It went into high-risk commodity speculation. Followed by a catastrophic settlement with a private brokerage firm in Chicago. And most recently, six hundred thousand dollars was transferred directly to Richard Holloway to cover margin calls on his personal trading accounts."

Samuel gasped, looking at his brother. "Richard? You took six hundred grand from Dad?"

Richard’s face drained of color. He leaned back in his chair, suddenly unable to meet Samuel’s eyes. "It was an investment," Richard muttered defensively. "The market turned. We were going to pay it back before Grandma’s annual audit."

"You were never going to pay it back," Agnes said, her voice shaking with righteous fury. "You were waiting for me to die. You thought my death would erase the trail. You thought you would step into the estate, dissolve the trust, cover your debts with the main fund, and leave Samuel and Fiona with whatever crumbs you decided to toss them."

The pieces fell into place with sickening clarity.

Janice hadn't just been cruel on Christmas night—she had been desperate. If Fiona had been discredited, if Samuel had been alienated from the family in disgust, the remaining assets would have been consolidated entirely under Gerald and Richard’s control. They had needed Fiona out of the way to ensure their financial fraud was never uncovered by an outside heir.

"You knew," I whispered, staring across the table at Janice. "You knew you were drowning in debt. That’s why you demanded the test. You wanted to cut Fiona out before Agnes could name her as a primary beneficiary."

Janice’s facade cracked completely. The polished, upper-class matriarch vanished, replaced by a snarling, cornered beast. "And why shouldn't Richard have it?" she hissed, her voice vibrating with venom. "Richard has a career! Richard has status in this town! What does Samuel do? A high school history teacher! Married to an elementary school librarian! You live in a tract house and drive six-year-old cars! You don't know what to do with wealth! It belongs with us!"

"Enough," Agnes said.

May you like

The word was not loud, but it carried the finality of a guillotine blade dropping.

***

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