prologue

Chapter 5 - Notice of Termination

The legal courier was a retired county sheriff’s deputy named Donald who smelled exclusively of wintergreen Life Savers and wore a leather sheepskin vest over his uniform shirt.

He met Marcus Vance’s junior associate in the lobby of the First National Bank building at two o'clock on Monday afternoon. By two-forty, his white Ford Crown Victoria was idling at the curb of 742 Elmridge Road, its exhaust pipe puffing white clouds into the frozen gray air.

I was not there to see it.

Marcus had made me promise, under penalty of his immediate resignation from the case, that I would remain at least five miles away from the property at all times.

"You do not observe," Marcus had told me over the speakerphone, his knuckles tapping rhythmically on his mahogany desk. "You do not drive past to see if their cars are in the driveway. You do not check Tessa's Instagram. You do not ask the neighbors if they’ve seen moving vans. The moment you engage in surveillance, her lawyer will claim intentional infliction of emotional distress and seek an ex parte protective order that will freeze the ejectment for sixty days. You are a corporation, Rachel. You are an impersonal, legal entity that owns an asset and is terminating a permissive license. Act like one."

So I sat in my study, watching the small, green cursor blink on my screen while a test suite compiled for a client in Denver.

Fifty miles to the north, Donald walked up the flagstone steps that I had paid four thousand dollars to have repointed three summers ago.

He did not use the brass knocker with the frantic, domestic entitlement my mother had used on my door. He pressed the illuminated doorbell once, waited forty-five seconds, and pressed it a second time.

The door was answered by Greg.

According to Donald’s formal **Affidavit of Service**, filed with the county clerk ninety minutes later, Greg Holloway was wearing a gray fleece pullover, flannel pajama bottoms, and no shoes. He had a can of domestic beer in his left hand, despite the hour being twenty minutes before three on a Monday afternoon.

"Greg Holloway?" Donald asked.

"Yeah. Who are you?"

"I have a legal delivery for you and Tessa Miller-Holloway."

"We don't want it," Greg said, attempting to push the heavy mahogany door shut.

Donald did not put his foot in the door—that was a violation of county civil procedure that could get a service quashed. Instead, he simply allowed the heavy, manila legal envelope to slide smoothly through the three-inch gap before the latch could engage, letting it drop with a flat, dry *thwack* onto the slate floor of the foyer.

"You have been served under Rule 104 of the State Rules of Civil Procedure," Donald stated in his flat, recorded voice. "Notice of Revocation of License to Occupy and Demand for Surrender of Real Property. Date of service: December twenty-eighth, two-forty-two PM. Good day, sir."

The envelope contained forty-two pages.

The first page was Marcus Vance’s letterhead, printed on twenty-four-pound bond paper with the firm’s names embossed in small, black serif type along the margin: **VANCE, STERLING & ASSOCIATES, ATTORNEYS AT LAW.**

The text was brief. It did not mention Christmas. It did not mention Avery’s corduroy dress. It did not mention the three cloves in the cider or the twenty-minute trivia game.

*TO: Gregory Holloway and Tessa Miller-Holloway*

*742 Elmridge Road*

*PLEASE TAKE NOTICE that your permissive license to occupy the real property commonly known as 742 Elmridge Road (Parcel ID # 04-882-19B) is hereby REVOKED by the sole titleholder, Rachel Anne Miller, effective immediately.*

*DEMAND IS HEREBY MADE that you peacefully vacate and surrender full possession of the premises to the titleholder no later than 11:59 PM on JANUARY 31.*

*IN THE EVENT YOU FAIL TO VACATE by said date, the titleholder will immediately commence legal proceedings for ejectment, writ of possession, and statutory damages, including:*

*1. Unpaid fair market rental value for sixty (60) months of continuous occupancy, calculated at $3,650.00 per month, totaling $219,000.00;*

*2. Reimbursement for real property taxes paid by the titleholder on your behalf from 2019 through 2023, totaling $62,114.50;*

*3. Statutory prejudgment interest at eight percent (8%) per annum from the date of each monthly default;*

*4. All reasonable attorney's fees and costs incurred in this action.*

*PLEASE BE FURTHER ADVISED that the titleholder offers the following CONDITIONAL WAIVER:*

*Should you execute the attached Voluntary Surrender Agreement, leave the property in broom-clean condition with all original fixtures intact, and return all keys to this office on or before January 31, the titleholder will execute a full release of all monetary claims against you.*

*Govern yourselves accordingly.*

*Sincerely,*

*Marcus Vance, Esq.*

*For the Titleholder*

Behind the letter were forty-one pages of exhibits:

Exhibit A: The 2018 Special Warranty Deed showing Rachel Anne Miller as the 100% sole owner.

Exhibit B: The promissory note from First National Bank bearing Rachel Anne Miller’s signature alone.

Exhibit C: Sixty consecutive bank statements showing the monthly withdrawal of $2,840.12 from Rachel Miller’s checking account.

Exhibit D: Ten certified receipts from the County Treasurer showing the property taxes paid by Rachel Miller.

Exhibit E: A copy of the handwritten note signed by Tessa Miller-Holloway on October 18, five years ago.

For fifteen minutes after Donald’s car pulled away from the curb, Elmridge Road was quiet.

Then, at three-oh-eight, my personal cell phone—which I had left face-down on the desk beside my keyboard—began to ring.

It wasn't my mother.

It wasn't Colin.

The screen lit up with a contact name I hadn't seen call me directly in more than three years: **GREG HOLLOWAY**.

I didn't answer. I reached out, clicked the volume rocker to mute the ringer, and watched the little circle spin until it routed to the automated voicemail.

Two minutes later, the text arrived.

*GREG (3:11 PM): Rachel what the f*** is this? Is this some kind of sick joke? Call me right now. Tessa is having a panic attack. You can't do this. We have kids in school here. CALL ME RIGHT NOW.*

At three-fourteen, another text:

*GREG (3:14 PM): I’m calling Colin. You’re going to pay for every cent of our moving costs if you think you can pull this illegal stunt. I know the law Rachel. You can't kick tenants out in the winter. It's against the federal constitution.*

I picked up the mouse, highlighted three lines of Python code on my left monitor, and deleted them. Then I re-typed them with a new conditional loop.

At three-twenty-two, Marcus Vance’s direct line lit up on my screen.

I answered on the first ring. "Marcus."

"The fish has found the net," Marcus said. His voice was completely relaxed, the sound of a man who had seen this exact sequence of events unfold two hundred times in thirty-five years.

"Greg called?"

"Greg called my receptionist," Marcus corrected. "He was screaming so loud that the paralegals two doors down could hear him through the drywall. He informed my intake coordinator that I was a 'crooked shyster' and that he was going to have me disbarred by the state supreme court by five o'clock."

"Did you talk to him?"

"Rachel," Marcus sighed, sounding genuinely disappointed that I would even ask. "I bill six hundred and fifty dollars an hour. I do not spend six hundred and fifty dollars an hour listening to an unemployed logistics broker use four-letter words. My secretary informed him that our office does not accept verbal communications from adverse parties, provided him with the formal fax number for our litigation department, and terminated the call."

"What happens now?" I asked. My fingers were resting on the edge of the desk, perfectly still.

"Now," Marcus said, "they go through the five stages of grief. Stage one: rage. That was the phone call. Stage two: the family council. Your brother and your mother will attempt to contact you to explain why this is a moral outrage and a betrayal of the bloodline. Stage three: they will consult a cut-rate attorney who will charge them a five-hundred-dollar consultation fee to tell them that they have no legal defense whatsoever and that they should sign the waiver before I take Greg's truck."

"And stage four?"

"Stage four," Marcus said, pausing to take a sip of something that clinked with ice, "is when they realize that you are not their sister anymore. You are the bank. And the bank always gets its house back."

"And stage five?"

"Stage five is January thirty-first," Marcus said. "When they hand me the brass keys, or I hand the sheriff the writ."

He hung up.

I sat in the quiet study.

Outside, the snow had begun to fall again—not the thick, romantic flakes of Christmas Eve, but the tiny, hard pellets that blew sideways in the wind, ticking against the glass like thousands of tiny clock hands.

Downstairs, the front door clicked open.

I heard Ben’s boots on the mat, followed by the small, light scuffle of Avery’s sneakers. They had gone to the hardware store to buy a set of metric hex wrenches for the robot’s wrist joint.

"Mom?" Avery’s voice called from the kitchen. It was brighter than it had been that morning. The shadows had begun to pull back from the edges of her voice. "We found the three-millimeter ones! And Ben bought the blue thread-locker so the bolts won't shake loose when the arm moves!"

"I’m in the study, sweetie," I called back.

She came down the hall, her cheeks bright red from the cold wind, holding a small plastic package of chrome-plated tools like they were crown jewels. She stopped in the doorway, looking at me sitting behind the dual monitors, the green banker’s lamp glowing softly across the desk.

"Are you working?" she asked.

"Just finishing up," I said, reaching out my arm.

She came over and leaned against my side, her small body warm, smelling of the dry wool of her winter coat. She didn't look at the screen. She didn't look at the yellow legal pad that still sat beside my keyboard with the two hundred and forty-two thousand dollar total written in dark black ink.

She laid her chin on my shoulder, her glasses bumping against my collarbone.

"Mom?"

"Yes, Avery?"

"Are we going to have Christmas here next year?"

I turned my head, pressing my cheek against her soft hair.

"Every year, Avery," I whispered, looking through the window at the gray, winter sky that was finally, slowly beginning to clear toward the west. "Every single year. Just us."

In my pocket, the phone began to vibrate again—a long, frantic, continuous shudder that signaled an incoming call from an unknown number with a local exchange.

I didn't reach into my pocket.

May you like

I reached down, took the package of three-millimeter hex wrenches from Avery's hand, and smiled.

"Show me how the wrist joint works," I said.

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