prologue

Chapter 10 - No Quarter Given

Julian’s frantic breathing hitched over the intercom line. "What... what are you talking about? What is Schedule D?"

"Schedule D," I explained calmly, "was the certified schedule of encumbrances attached to the real estate assets. When you aggressively demanded sole ownership of the lake condo during our mediation, Julian, you insisted on taking it 'free and clear' of any claims from Aegis Holdings."

"Yes!" Julian yelled. "And you signed it! You gave it to me!"

"I gave you the *equity*, Julian," I said, a faint smile touching my lips. "What you failed to notice—because you never bother to read financial disclosures—is that the condo carried a secondary balloon mortgage of one point four million dollars, along with three years of back municipal assessments and utility liens that Aegis had been privately servicing."

The line went completely dead for five seconds. Even the sound of Vivian’s weeping stopped.

"A... a balloon mortgage?" Julian whispered, his voice trembling with sheer horror.

"Yes. And under Section 14 of the settlement you so eagerly signed outside the courtroom, the party retaining the property assumes one hundred percent of the attached liabilities, indemnifying the other party completely. The balloon payment was due yesterday at 5:00 PM. Since it was not paid, the lending institution initiated automatic foreclosure proceedings at sunrise this morning. The condo isn't yours, Julian. It belongs to the bank."

A high-pitched, choked wail tore from Vivian’s throat downstairs. She slumped against the brass railing of the concierge desk, sliding down onto the wet marble floor, clutching her head in her hands.

"You... you set me up," Julian rasped, his voice dead, hollow, and devoid of hope. "You planned this from the very beginning."

"No, Julian," I replied firmly. "I didn't plan your greed. I didn't plan your arrogance. And I certainly didn't plan your affair with Lila Montgomery. You set yourself up. You spent nine years assuming that my intelligence was your personal resource to exploit. You mistook my patience for submission. Today, the bill came due."

I turned my eyes to the intercom screen.

"Thomas," I said to the concierge.

"Yes, Ms. Sterling?"

"These individuals are trespassing on private residential property. If they are not off the premises in two minutes, contact the precinct and have them removed."

"Understood, Ms. Sterling. Have a pleasant evening."

"Claire! Claire! Don't do this! Claire—!"

I tapped the red icon on the screen.

The intercom clicked off. The desperate, muffled screams of Julian Ashford were instantly silenced, replaced by the crackle of the gas fireplace and the gentle patter of rain against the forty-story glass windows.

I stood up, walked to the panoramic window, and looked down.

Through the rain-streaked glass, forty floors below, I saw two tiny, pathetic figures being escorted out of the building's bright glass vestibule into the pouring rain. They stumbled down the sidewalk, clutching their plastic bag of soggy clothes, disappearing into the dark, indifferent city streets where neither their name, nor their vanished wealth, nor their imagined pedigree could save them.

I raised my cup of chamomile tea to my lips, taking a slow, warm sip.

May you like

For the first time in nine years, I was completely, beautifully alone. And my life was entirely my own.

***

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